Frequently Asked Questions

We offer some of the best immediate annuities (SPIA), multi-year guarantee annuities (MYGA), traditional fixed annuities, and Fixed Index Annuities (FIA) from the nation's top annuity manufacturers.  Not all annuities are created equal.  Not all carriers are focused on the same objectives.  As of January 2025, we offer 90% of the top 25 annuity carriers, by premium. We don't offer 100% of the annuity carrier's out there AND that is by design.  If they aren't in our stable of high quality annuity options, there's probably a good reason.  Let us help you navigate the vast sea of choices.

At Bell Annuity Concierge, we believe in fair compensation.  The exact compensation percentage is determined by a variety of factors, such as the type of product, the carrier, the length of surrender period, the state, and the age of the client.  Call us to speak to someone who will get you the exact compensation for your preferred type of product and client.

No.  In order to deliver top quality service, we choose to work with seasoned, professional and actively producing annuity and life producers.  If you're doing more than $500,000 in annual annuity premium or $100,000 in annual life premium, we might be a good fit for you.  Our highest priority is helping successful producers Do More by giving professional, experienced an timely attention to certain matters agents shouldn't have to deal with.    

Yes.  Most IMO's DO NOT allow agents to participate in carrier trips and/or carrier incentives, by design.  Why?  They typically get paid more, for one.   The vast majority (but not all) of our carrier contracts allow our producers to get agent bonuses and/or qualify for trips, if the carrier offers these programs.  Be Advised: Not all carriers have agent trips.  Not all carriers have bonuses.  Some have both and some have neither.  

The best way to know for sure is to call us and have a conversation.  Then, all you'll need to do is pick your preferred solution, write the business and pack your bags!